Usually summer is the busiest time of the year for Tiare Cowan, a longtime Airbnb host in St. Augustine, Fla. But after the World Health Organization declared the coronavirus a pandemic in mid-March, Cowan, who rents out two units of her family’s beach home, saw a tidal wave of cancellations.

“We lost every single reservation through June over a three-week period,” Cowan says. “It was terrible.”

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