Buying Wedding Insurance During the Pandemic

The coronavirus pandemic foiled many couple’s wedding plans this year, but at the same time, it has helped raised awareness of wedding insurance.

“When the pandemic first hit back in March, we were handling dozens of clients with cancellations, postponements, contract negotiations, relocations, and a flurry of questions from 2020 couples about how to move forward and handle their event in the safest and most reassuring way,” said Noelle Ahmad-Snedegar, who owns the Washington-based event-planning company Lily & Grayson Events.

“One question that we received many times,” she said, “and still continue to answer, is, ‘Do you think we should get wedding insurance?’”

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Wedding Insurance 101

After a year and a half of careful wedding planning, Sally Niebuhr was ready to watch her oldest daughter, Kiki LaCroix, walk down the aisle at a winery in Sonoma, Calif., last October. But Mother Nature had other plans.

When the Kincade fire struck the area just a few days before the wedding was scheduled to take place, causing widespread evacuations, their dreams of a wine-country wedding were crushed.

The good news? Ms. Niebuhr had bought a wedding insurance policy for $350 from Travelers Insurance that provided $7,500 of cancellation coverage. She was refunded the $6,500 deposit she paid for the venue. The money was then used to book another place in San Francisco on Oct. 26, her original wedding date and just three days after the wildfires hit Sonoma.

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