Demolition Daze: 7 Ways to Botch Renovating a Home

“Renovating my house was a piece of cake,” said no one ever. Indeed, even seemingly simple projects, like installing a screen door, staining hardwood floors, or refacing kitchen cabinets, can surprise homeowners with unexpected challenges and ever-escalating costs. And the problems multiply if you make certain all-too-common mistakes.

We’re not trying to discourage you from renovating your house, but if you’re planning to give your house a face-lift, be sure to avoid these seven renovation fumbles.

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8 Things That Are Bound to Go Wrong When You’re Painting a Room

Painting is one of the cheapest and easiest home makeovers out there—no knocking down walls, no pricy appliances. Just you and a brush stand between you and a whole new look!

And yet: While painting may seem easy compared to a full kitchen overhaul or erecting a new half-bath, it’s not that easy. This may explain why many people attempt the DIY route with painting, but then quickly start grumbling that there’s a whole lot more to it than what they show on HGTV.

Think you’re ready to wield a brush and roller? First, consider these eight things that are bound to go wrong when you paint a room.

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Eek! 5 Scary Things That Could Be Hiding in That Home You Want to Buy

No matter how dreamy a home looks cracked-foundation-1a249b3a11567510VgnVCM100000d7c1a8c0____at first glance, lurking behind those neatly painted walls could be some truly terrifying things. We’re not talking about ghosts or bats, but things like small cracks in the ceiling, tiny holes in the drywall, or a musty odor in the basement—seemingly minor issues that should make you very, very afraid.

Rest assured, we’re not trying to scare you from buying a home altogether! We simply want to provide you with a list of red flags to watch out for, because they could cause health problems or cost major money to fix. All in all, they are headaches that you’ll want to avoid—or, at least, point out to the sellers so you can negotiate down that list price. So if you find any of these problems, make sure to proceed with caution.

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How to Get a Mortgage With No Credit

Trying to buy a home with bad credit is hard. 635699433608611976-credit-score_2513595_ver1.0But what about trying to buy a home with no credit at all?

There’s a name for these people: “credit invisibles.” It means they don’t have a credit report or score on file with the three major credit bureaus (Equifax, Experian, and TransUnion), usually because they don’t have a traditional credit trail such as a credit card or college loan. Far from being anomalies lurking on the fringes of society, credit invisibles are shockingly common.

According to a recent report by the Consumer Financial Protection Bureau, roughly 45 million Americans are characterized as credit invisible. Meanwhile, 19.4 million are known by another equally ominous label: “credit unscorable.” That means they have some credit history, but not enough to generate a score. For example, they might have had credit cards or loans at one point but then stopped, usually due to financial difficulties.

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5 Things Sellers Should Never, Ever Say When Closing a Home Sale

Selling your home, as we all know, Giving house keysis a process: months of hard work alongside your listing agent to primp your place, market the property, and reel in a buyer. So by the time the big day arrives to close the deal and hand over the keys, you’re probably so ready to be done—which is all the more reason to tread carefully during this final step of the process.

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8 Rookie Mistakes That Keep People From Selling Their Home

If your home is struggling to catch the Orlando-home-price-reducedeye of a buyer, it could be for an entirely valid reason. Maybe you’re stuck in a sluggish market or have the poshest place on the block (always a tough sell). But there’s another possibility, too—your home could be sitting on the market because of a rookie selling mistake. All of us can make ’em, even those of us who actually have a few home sales under our belts.

The good news? These basic slip-ups can be easily corrected or avoided. To help you out, we spoke to real estate agents to identify some of the most common mistakes people make in trying to sell their home. Sidestep these flubs to avoid sabotaging your own sale.

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How to Get a Mortgage With Student Loan Debt (Yes, You Can)

Many college graduates hoping to buy a b57cb3fe060b4e365f4756e99b2b4287w-c273506xd-w640_h480_q80home wonder how to get a mortgage while saddled with student loan debt. Is it even possible to take on more monthly bills when you’re already haunted by college tuition? Turns out it is, in spite of how bad things look.

And yes, we know it looks quite bad. In fact, 41% of college-educated Americans with student loans report having postponed buying a home because of their debt, according to a recent survey by Student Loan Hero, a service that helps people pay off their student debt more efficiently. Making matters worse, student debt surged 56% from 2004 to 2014, to an average of $28,950 per borrower, reports the Institute for College Access & Success.

Nonetheless, owning a home is still well within reach for many—here’s how to qualify for a mortgage while juggling college debt.

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